srikondoji
10-07 03:13 PM
Ramba,
Yes there is demand, but that demand initially came from NRI's. This is when properties were worth under 20 lakhs. But soon the prices jumped to levels even unaffordable to NRIs. Now these prices are unsustainable because even a person earning 1 lakh per month cannot afford a 50 Lakh worth propery. This is because of high interest rates on home loans.
I know few real estate houses where they are almost close to bankruptcy because they couldn't sell the houses or land. They borrowed huge amount of high interest short term loans and now can't sell the properties.
Sure, there is demand but economics will take the front seat at the time of materialization of this demand.
Your theory sounds exactly that of my father. When i challenged him in year 2005 that property values in Hyderabad will have to fall as the rise in prices is riduculous, he laughed at me. He said "I have not seen in my entire life a price drop in property prices". When i said, i will not invest in real estate until the prices fall, he just made fun of me.
I was at the receiving end for the past 2 years both in US and also in India for the decision not to invest in real estate here and also in India.
Luckily the piece of land i bought in India in the year 2004 still holds its value.
--sri
There is vast difference between US and Indian housing market crash. India RE market will not collapse like here. There may be a melt down or small correction. The simple big reason is demand for housing in middle class due to economic growth. Based on population density, US is 9 times bigger than India. Lot of land in US. But housing land is so limited in India. So there is always demand. Second reason, there is no sub-prime lending in India. Third, in India, housing loan is based on cash worthiness rather than credit worthyness like in US. So we may not see such a massive foreclosure/bankrupcy in India to bring the price down considerably like in US.
However, now the prices or extremly high, such that it can not be affordabe to people other than NRI or IT folks. 1 crore houses are very common now. Based on US economy it will definitly come down. It will be depend on how hard IT/outsourcing bussiness gets affectd in future.
Yes there is demand, but that demand initially came from NRI's. This is when properties were worth under 20 lakhs. But soon the prices jumped to levels even unaffordable to NRIs. Now these prices are unsustainable because even a person earning 1 lakh per month cannot afford a 50 Lakh worth propery. This is because of high interest rates on home loans.
I know few real estate houses where they are almost close to bankruptcy because they couldn't sell the houses or land. They borrowed huge amount of high interest short term loans and now can't sell the properties.
Sure, there is demand but economics will take the front seat at the time of materialization of this demand.
Your theory sounds exactly that of my father. When i challenged him in year 2005 that property values in Hyderabad will have to fall as the rise in prices is riduculous, he laughed at me. He said "I have not seen in my entire life a price drop in property prices". When i said, i will not invest in real estate until the prices fall, he just made fun of me.
I was at the receiving end for the past 2 years both in US and also in India for the decision not to invest in real estate here and also in India.
Luckily the piece of land i bought in India in the year 2004 still holds its value.
--sri
There is vast difference between US and Indian housing market crash. India RE market will not collapse like here. There may be a melt down or small correction. The simple big reason is demand for housing in middle class due to economic growth. Based on population density, US is 9 times bigger than India. Lot of land in US. But housing land is so limited in India. So there is always demand. Second reason, there is no sub-prime lending in India. Third, in India, housing loan is based on cash worthiness rather than credit worthyness like in US. So we may not see such a massive foreclosure/bankrupcy in India to bring the price down considerably like in US.
However, now the prices or extremly high, such that it can not be affordabe to people other than NRI or IT folks. 1 crore houses are very common now. Based on US economy it will definitly come down. It will be depend on how hard IT/outsourcing bussiness gets affectd in future.
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Leo07
11-22 07:55 PM
one more day to go...
I understand that I'm trying to chose a devil/insurance, which is lesser evil compared to the rest.
So, in that aspect, Comprehensive/Fixed appears to NOT matter at all. These are just pricey nouns. I can't believe that K.V.Rao's insurance lying publicly that it's a not-for-profit. These ridiculous kinds, stoop to such a level of cheating people with a Indian name on it.
I'm still open for any recommendations here. I appreciate all your comments & suggestions so far.
I understand that I'm trying to chose a devil/insurance, which is lesser evil compared to the rest.
So, in that aspect, Comprehensive/Fixed appears to NOT matter at all. These are just pricey nouns. I can't believe that K.V.Rao's insurance lying publicly that it's a not-for-profit. These ridiculous kinds, stoop to such a level of cheating people with a Indian name on it.
I'm still open for any recommendations here. I appreciate all your comments & suggestions so far.
Pineapple
02-02 09:59 AM
Any talk of "comprehensive bill" give me a sinking feeling..
Sink
...
..
Sink
.
(blub.. blub)
The SKIL Bill is a proposed piece of legislation that would increase the
number of H-1Bs and green cards. It is included in the comprehensive
immigration bill Congress is likely to consider this spring and will
hopefully pass in the fall.
Sink
...
..
Sink
.
(blub.. blub)
The SKIL Bill is a proposed piece of legislation that would increase the
number of H-1Bs and green cards. It is included in the comprehensive
immigration bill Congress is likely to consider this spring and will
hopefully pass in the fall.
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PHANI_TAVVALA
11-18 03:06 PM
I'm thinking of buying Atlas America Comprehensive with $100 deductible for my Mom. It's coming out to be $991.00 for 6 months approximately.
Friends, if you have any complaints about Atlas or much favorable things to say about other insurance companies, Please suggest me.
Best!
Took Atlas America due to their "acute onset of pre-existing clause". Mom got pneumonia 3 weeks after coming to US in April last year. They declined to cover hospital bills saying it is a pre-existing condition. Doctor's opinion was she acquired it due to cold weather and highly improbable for someone to have it not get sick for 3-4weeks. Insurance did not care. Still paying the bills.
Friends, if you have any complaints about Atlas or much favorable things to say about other insurance companies, Please suggest me.
Best!
Took Atlas America due to their "acute onset of pre-existing clause". Mom got pneumonia 3 weeks after coming to US in April last year. They declined to cover hospital bills saying it is a pre-existing condition. Doctor's opinion was she acquired it due to cold weather and highly improbable for someone to have it not get sick for 3-4weeks. Insurance did not care. Still paying the bills.
more...
pmb76
07-15 01:12 PM
pmb76,
Can you please call on any of the core members before proceeding. And let us know that the outcome was
That is a good idea singhsa, Once we have good number of signatures I will discuss with IV core. So far the response has been very good - 208 signatures and still going. Everyone is indeed frustrated at Lou and it is indeed high time we protested against the garbage he is propagating on his show.
Can you please call on any of the core members before proceeding. And let us know that the outcome was
That is a good idea singhsa, Once we have good number of signatures I will discuss with IV core. So far the response has been very good - 208 signatures and still going. Everyone is indeed frustrated at Lou and it is indeed high time we protested against the garbage he is propagating on his show.
vadicherla
05-01 03:15 PM
I had soft LUD ON 1-485 primary application yesterday and today
more...
div_bell_2003
10-30 06:31 PM
Hmm , interesting ... I have two EB2 I-140 from the same company as well , one for March 05 (non-RIR->BEC->RIR->approved) and the other for Sep 06 (PERM) and according to my attorney my March 05 PD is applied to my 485.
I was just sitting with both hands together since my dates are not yet current, may be I should call NSC and make sure the correct PD is assigned to my case. So you just call (T/N)SC using POJ method and ask a polite IO about this if you get hold of one ? would an infopass help ?
I was just sitting with both hands together since my dates are not yet current, may be I should call NSC and make sure the correct PD is assigned to my case. So you just call (T/N)SC using POJ method and ask a polite IO about this if you get hold of one ? would an infopass help ?
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kondur_007
01-30 04:46 PM
just voted, it is question no 11 now
more...
belmontboy
04-19 10:36 PM
LOL! You are pathetic, aren't you. You judge people, yet know little about them. I am a Stern MBA alumni. And I vouch, it didn't bring me much. Education isn't the end all / know it all, when it comes to getting your job done. Thought and those brain cells count. Respect, and the ability to never undermine those who are in the same boat as you, count even more. But hey, do attempt that "Masters" -- perhaps you shall grow up.
Hey Ryan,
Why didn't your MBA help you much?
No offense, but of all MBA'ites I have spokeN to, only you have said so.
What was your expectation from mba, and what did you end up with??
Thanks
Hey Ryan,
Why didn't your MBA help you much?
No offense, but of all MBA'ites I have spokeN to, only you have said so.
What was your expectation from mba, and what did you end up with??
Thanks
hair funny cat and Funny Quotes
drirshad
10-08 02:33 AM
It may not look as bad but this is a time to step back and take a better look on every step moving forward. This is a very testing time for the economic outcome in the next few months. A very sad episode to have come upon an Indian family my heartfelt condolence to them.
http://timesofindia.indiatimes.com/Death_of_American_Dream_Indian_kills_family_self_i n_LA/rssarticleshow/3568703.cms
WASHINGTON: Multiple gunshots echoed in the upscale home of an Indian family in a quiet, gated, suburban Los Angeles community last weekend, echoing the troubled times in America.
When police turned up on Monday morning after calls from a concerned neighbor waiting for a carpool ride, they found the body of 45-year old Karthik Rajaram, an unemployed financial adviser, lying in one room with a handgun he had used to shoot himself dead.
With him lay his two youngest sons Arjuna (7) and Ganesha (12), both shot dead. In different rooms across the house they found the bodies of Karthik’s wife Subasri (39), his mother-in-law Indra Ramasesham (69), and his eldest son Krishna (19). They all appeared to have been shot to death by Karthik Rajaram.
Police also found two suicide notes – one for the cops and one for extended family and friends -- and a will. In them, Rajaram he spoke of his financial difficulties and took responsibility for killing his family members, police said.
http://timesofindia.indiatimes.com/Death_of_American_Dream_Indian_kills_family_self_i n_LA/rssarticleshow/3568703.cms
WASHINGTON: Multiple gunshots echoed in the upscale home of an Indian family in a quiet, gated, suburban Los Angeles community last weekend, echoing the troubled times in America.
When police turned up on Monday morning after calls from a concerned neighbor waiting for a carpool ride, they found the body of 45-year old Karthik Rajaram, an unemployed financial adviser, lying in one room with a handgun he had used to shoot himself dead.
With him lay his two youngest sons Arjuna (7) and Ganesha (12), both shot dead. In different rooms across the house they found the bodies of Karthik’s wife Subasri (39), his mother-in-law Indra Ramasesham (69), and his eldest son Krishna (19). They all appeared to have been shot to death by Karthik Rajaram.
Police also found two suicide notes – one for the cops and one for extended family and friends -- and a will. In them, Rajaram he spoke of his financial difficulties and took responsibility for killing his family members, police said.
more...
JazzByTheBay
12-13 04:59 PM
And voluntarily joining an organization, a professional organization, which is funded by membership dues.
I never have and never will like the idea of being asked to pay, I give what I can unasked.
Unfortunately, the statistics paint a different picture of us "members" as a whole... and that's what needs to be addressed asap.
What of the people that by circumstance do currently not have these amounts of money to spare. I should not have to feel excluded nor should I have to explain my very personal reasons why to everyone.Of course! And for those who genuinely cannot pay *the doors are STILL OPEN - prove your commitment by volunteering. Does that work for you? Or (in all seriousness, treat this as a question that needs to be answered) - are you simply looking for a forum/messageboard?
Have you guys looked in the forums lately, people are getting "yelled" at and talked to rudely if they do not disclose how much exactly they have contributed. So we are only allowed to an opinion or help if we have money?Of course not! And I hate that "being yelled at" as much as anybody else on this forum. Which is why the concept of paid membership. Nobody asks you how much you paid/contributed in every second post - isn't that what you really want???
I will contribute when I have money to spare, however it seems I will have to leave this organization based on the comments that have been out there before I get to the point where I can afford to contribute. That goes for both time and money, some of us have responsibilities that we do not want to disclose. So basically all you want is some organization and members to do their work, while you come to the forums, vent your frustrations, pass your time, get some answers and opinions to your problems, and leave to tend to your "responsibilities" - because you have both financial obligations and time commitments that are completely unique, and you are the only person who is saddled with those - whereas everyone else leads a happy, prosperous life, with time and money to spare? Nice!
*sigh* I might have just opened myself up to the ones that like to attack....go ahead...Don't think of this as an attack. That's not the purpose. If this proposal forces you think what's IV really worth to you - regardless of whether you are actually motivated into contributing or volunteering or not - I will consider the time spent on this thread a great investment!
However, if all you think of IV is as a message board and a bunch of idiots trying to fix things that may never get fixed, and if they do - you'll always stand to gain - a membership-based organization would better serve the needs of the rest, imho.
cheers!
jazz
I never have and never will like the idea of being asked to pay, I give what I can unasked.
Unfortunately, the statistics paint a different picture of us "members" as a whole... and that's what needs to be addressed asap.
What of the people that by circumstance do currently not have these amounts of money to spare. I should not have to feel excluded nor should I have to explain my very personal reasons why to everyone.Of course! And for those who genuinely cannot pay *the doors are STILL OPEN - prove your commitment by volunteering. Does that work for you? Or (in all seriousness, treat this as a question that needs to be answered) - are you simply looking for a forum/messageboard?
Have you guys looked in the forums lately, people are getting "yelled" at and talked to rudely if they do not disclose how much exactly they have contributed. So we are only allowed to an opinion or help if we have money?Of course not! And I hate that "being yelled at" as much as anybody else on this forum. Which is why the concept of paid membership. Nobody asks you how much you paid/contributed in every second post - isn't that what you really want???
I will contribute when I have money to spare, however it seems I will have to leave this organization based on the comments that have been out there before I get to the point where I can afford to contribute. That goes for both time and money, some of us have responsibilities that we do not want to disclose. So basically all you want is some organization and members to do their work, while you come to the forums, vent your frustrations, pass your time, get some answers and opinions to your problems, and leave to tend to your "responsibilities" - because you have both financial obligations and time commitments that are completely unique, and you are the only person who is saddled with those - whereas everyone else leads a happy, prosperous life, with time and money to spare? Nice!
*sigh* I might have just opened myself up to the ones that like to attack....go ahead...Don't think of this as an attack. That's not the purpose. If this proposal forces you think what's IV really worth to you - regardless of whether you are actually motivated into contributing or volunteering or not - I will consider the time spent on this thread a great investment!
However, if all you think of IV is as a message board and a bunch of idiots trying to fix things that may never get fixed, and if they do - you'll always stand to gain - a membership-based organization would better serve the needs of the rest, imho.
cheers!
jazz
hot you+more+than+quotes+funny
helens_64
07-15 03:50 PM
Lou is talking about H1 badly. Does he know how schools are facing problems without H1. Thousands of schools have no math and science teachers in rural areas. Why cant he make the americans to work in that area. Most of the schools are using teachers over 75 to 80 years old. Most of them didnt know how to use computers. Then how they teach good to students. Principals are struggling to run the schools with out teachers. Parents are disappointed without proper teachers. With this level, how can America make best future.My kids are struggling without proper teachers. When we ask the schools, they are saying they couldnt get proper teachers. If Lou's grand kids face this trouble, then he wont talk. With this situation, how schools can make AYP(adequate Yearly Progress) according to No Child Left Behind Law. First the Govenment must take necessary steps to solve this issue
more...
house hair funny i love you quotes
ab_tak_chappan
08-20 01:15 AM
Another frustrated EB2 2004 filer :D:D:D:D:D:D
Yoo who the F*** is this? Gave me red dot which i really don�t care about...but said this 'It is not "Barath" u moron, it is "Bharat".. learn to spell corrrectly u idiot' ...look at you D*** head how you have spelled "correctelly" (correctly) in your comments you go learn how to spell first or better understand that its always possible of TYPO.:mad::mad::mad:
Yoo who the F*** is this? Gave me red dot which i really don�t care about...but said this 'It is not "Barath" u moron, it is "Bharat".. learn to spell corrrectly u idiot' ...look at you D*** head how you have spelled "correctelly" (correctly) in your comments you go learn how to spell first or better understand that its always possible of TYPO.:mad::mad::mad:
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bach007
07-26 06:17 PM
My PD is Nov 2004 (EB3 India). My 140 has not been approved yet. Also, I do not plan to use EAD so issues thereby are out of question. My only worry is can I keep renewing H1B while my 485 has not been approved. My attorney says NO. He says that you can apply for H1B extensions after 6 years only if you have not been able to apply for 485.
However based on your responses, it looks like I will have to validate this with some other lawyer to make sure if I can keep extending my H1B so I can maintain my wife's H4 status.
However based on your responses, it looks like I will have to validate this with some other lawyer to make sure if I can keep extending my H1B so I can maintain my wife's H4 status.
more...
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hydboy77
06-07 02:03 PM
Logiclife made a good point "immigration right" but I dont know how this thread got morphed into marrying local and what not.
The point is your whole attitude is wrong. First lets get one point straight. We are doing this country no favour by working here nor is this country doing us any favour by letting us work here. Its a mutually benefecial scenario. Since we are contributing to this society and following all there rules we are asking for immigration rights.
To ask for something, you must first believe that you deserve it. The illegal aliens belive in there cause (even thought they broke the law) that is one of the reasons everyone talks about there cause including the senators, president and the media.
People like you on the other hand seem to belive in taking handouts and nobody cares about such people. unless we belive we truly deserver it nobody is going to give a damn about us.
I dont mean to say anything personally to you I am just addressing people who seem to disagree with logiclifes well articulated argument about immigration right.
In same vein, driving on road is privillege not a right.
With 'privillege' you have to follow existing rules religiously then if it was a 'right'.
In anycase, what we can only do with existing law is work with law makers and not protest.
Thanks again for nice discussion.
The point is your whole attitude is wrong. First lets get one point straight. We are doing this country no favour by working here nor is this country doing us any favour by letting us work here. Its a mutually benefecial scenario. Since we are contributing to this society and following all there rules we are asking for immigration rights.
To ask for something, you must first believe that you deserve it. The illegal aliens belive in there cause (even thought they broke the law) that is one of the reasons everyone talks about there cause including the senators, president and the media.
People like you on the other hand seem to belive in taking handouts and nobody cares about such people. unless we belive we truly deserver it nobody is going to give a damn about us.
I dont mean to say anything personally to you I am just addressing people who seem to disagree with logiclifes well articulated argument about immigration right.
In same vein, driving on road is privillege not a right.
With 'privillege' you have to follow existing rules religiously then if it was a 'right'.
In anycase, what we can only do with existing law is work with law makers and not protest.
Thanks again for nice discussion.
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mhathi
06-02 07:29 AM
Since all the reps are from California, Is this only for California members?
If not, let me know and I will get on the horn as soon as I can (probably not possible today, maybe tomorrow).
If not, let me know and I will get on the horn as soon as I can (probably not possible today, maybe tomorrow).
more...
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12samanta
06-06 04:18 PM
I called all of them yesterday.
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GCapplicant
05-24 01:15 PM
Why are they charging like this Why so much grudge ?Govt has to use this type of money for funding...unbeleiveble.
this is not a solution we pay so much taxes being in H1 when we will able to use our SS benefits only we are permanent here....Where does all our money go...We educate from our country with great difficulty spending so much of our hard earned money come here for better benefits We pay taxes here ...now what our money will go for others for free .
this is not a solution we pay so much taxes being in H1 when we will able to use our SS benefits only we are permanent here....Where does all our money go...We educate from our country with great difficulty spending so much of our hard earned money come here for better benefits We pay taxes here ...now what our money will go for others for free .
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DDash
07-19 03:22 PM
Guys,
I feel privilieged that I have an opportunity to work with the same employer as Aman. I remember talking to him one year back, when he first mentioned retrogression. Like many others, I was naive and thought I dont have to worry about it until 3 or 4 yrs. I have seen him in action, he is the most polite human I have ever came across, who is super soft in his heart but super agressive in his actions. I know that he sold his house to generate 64K to spend for IV.
He once told me that he likes to socialize with fellow employers, indulge in office politics, etc and be a typical employee, but unfortunately he cannot because he would rather spend that time on IV and build things for IV.
I know for a fact that, his boss is not all too happy about he dedicating his time to other efforts. But he stands like a pillar to protect our IV community.
In a nutshell: Here is a man who is willing to give whatever it takes to stand up for what he believe in. We the community should be extremely happy to have people like him and Logiclife.
I will start my $20 dollar contributions / per month recurring contributions today.
I feel privilieged that I have an opportunity to work with the same employer as Aman. I remember talking to him one year back, when he first mentioned retrogression. Like many others, I was naive and thought I dont have to worry about it until 3 or 4 yrs. I have seen him in action, he is the most polite human I have ever came across, who is super soft in his heart but super agressive in his actions. I know that he sold his house to generate 64K to spend for IV.
He once told me that he likes to socialize with fellow employers, indulge in office politics, etc and be a typical employee, but unfortunately he cannot because he would rather spend that time on IV and build things for IV.
I know for a fact that, his boss is not all too happy about he dedicating his time to other efforts. But he stands like a pillar to protect our IV community.
In a nutshell: Here is a man who is willing to give whatever it takes to stand up for what he believe in. We the community should be extremely happy to have people like him and Logiclife.
I will start my $20 dollar contributions / per month recurring contributions today.
arc
02-01 12:09 PM
We have to keep doing this... Senetor Obama mentioned 1 line about fixing Legal Immigration process, also both Senators mentioned that ILegal Immigrants will be last in the line of the process so that is a huge progress for us... These candidates have an army of people working for them, they do a lot of research go to forums, go to debate websites to see what are the pain-points, if we can get our questions in top 10 in every debate now on then Legal immigration will be in the spot light, that is half the battle won... regardless who is chosen by voters they will all have legal immigration on their agenda. Good job guys! Keep posting the questions we will make this issue popular!
viva
02-05 05:57 PM
I know you are not threatening to leave. But eventually some one will. It always happens when one or other item is included or excluded from agenda.
Anyways, this isnt about looking weak or strong against anti-immigrants. That is really not the issue here.
Its about how much we can have in our list of items. There is only so much anyone can do. Forget about us, even bigger organizations have priorities in order. Immigration Voice also has to have a priority. We cannot talk to anyone about fixing the H4 issues before the issues of retrogression are talked about. And we cannot talk about ALL OF THEM because there is room for only so much to talk about. There is a limit on everything. Limit on how much funds we have, limit on how much political capital does our lobbyist spend on our organization with lawmakers, limit on how much leverage the lawmaker uses to sponsor an amendment for us. No one has unlimited capacity to get things achieved. So in that sense, H4 issues really cannot be on the list. And as far as "nothing is happening, let's get temporary relief and let's not fight for more numbers" idea is concerned, we are already doing that by trying to get 485 filing provision done in next few days as a temporary relief. Now tell me, how is that not tied to H4s. EVERY SINGLE ITEM on our goals benefits H4 spouses indirectly. Including the short term goals of IV.
Logic - Do not get disheartened!!!!! IV will thrive.. Quality in membership is better than quantity.
Anyways, this isnt about looking weak or strong against anti-immigrants. That is really not the issue here.
Its about how much we can have in our list of items. There is only so much anyone can do. Forget about us, even bigger organizations have priorities in order. Immigration Voice also has to have a priority. We cannot talk to anyone about fixing the H4 issues before the issues of retrogression are talked about. And we cannot talk about ALL OF THEM because there is room for only so much to talk about. There is a limit on everything. Limit on how much funds we have, limit on how much political capital does our lobbyist spend on our organization with lawmakers, limit on how much leverage the lawmaker uses to sponsor an amendment for us. No one has unlimited capacity to get things achieved. So in that sense, H4 issues really cannot be on the list. And as far as "nothing is happening, let's get temporary relief and let's not fight for more numbers" idea is concerned, we are already doing that by trying to get 485 filing provision done in next few days as a temporary relief. Now tell me, how is that not tied to H4s. EVERY SINGLE ITEM on our goals benefits H4 spouses indirectly. Including the short term goals of IV.
Logic - Do not get disheartened!!!!! IV will thrive.. Quality in membership is better than quantity.
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